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Model your money in real time.

Three interactive calculators — budget allocation, monthly cash flow, and long-term wealth projection. Adjust the inputs and the charts update instantly.

TOOL 01 · BUDGET ALLOCATION

Where does your paycheck go?

Enter your monthly take-home and category spending. The pie shows your allocation and the bar shows whether you're over or under.

Spent$4,750
Income$6,000
Remaining$1,250
TOOL 02 · MONTHLY CASH FLOW

Will you run out of cash this year?

Model 12 months of income and expenses, plus one seasonal shock (holidays, insurance, tax). See your ending balance and lowest point.

Ending balance$19,800
Lowest point$4,500
TOOL 03 · WEALTH PROJECTION

Will you hit your goal?

Set a specific goal — retirement, a home, or a savings target — then watch three growth scenarios track against it. The dashed line is your goal; the marker is your target year.

Goal type
Retirement at 62$2,000,000
Target yearY30
Progress at target50%
Shortfall at target$1,003,857
Goal reached (expected)Not within horizon
Required monthly to hit goal$1,573
Contributions$280,000
Conservative$668,871
Expected$996,143
Aggressive$1,520,363

Educational estimates. Not personalized investment advice.

AI Coaching

Personalized notes on your projection

The Strategist reads your goal, contributions, and scenarios above and writes a brief with specific adjustments to hit your goal faster.

Click generate to get a written brief tailored to the numbers on the left.
Free Reference · Investing Glossary

Downloadable investing glossary handouts.

Plain-English definitions for the terms that show up in every prospectus, fact sheet, and strategist call — yield, duration, volatility, and risk ratings. Save the PDF, print it, or share it with a family member starting out.

Complete Glossary

29 terms

Every term across all five categories in one PDF.

Yield & Income

6 terms

Coupon, YTM, dividend yield, SEC yield, real yield.

Duration & Rates

5 terms

Duration, maturity, yield curve, convexity, reinvestment risk.

Volatility

6 terms

Standard deviation, beta, drawdown, Sharpe ratio, VIX.

Risk Ratings

7 terms

Credit ratings, investment grade vs junk, tolerance vs capacity.

Core Portfolio

5 terms

Expense ratio, allocation, diversification, correlation, total return.

Educational use only. Not investment, tax, or legal advice.

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